Crypto converter
By Menno van Ravels - 13 years in crypto, 3 bear markets survived, zero paid promotions
Last reviewed: April 2026
Convert XRP to Tether with a live exchange rate and an Alpha Factory hold verdict, so you can see both how much you would receive and whether the swap improves your portfolio setup.
Live converter
Current rate
1 XRP = 1.43 USDT
XRP value
$1.43
XRP spot price: $1.43
USDT value
$1.43
USDT spot price: $1.00
Right now, 1 XRP equals about 1.43 USDT. XRP has the cleaner overall setup today, even if one metric is close. For a holder deciding whether to swap, the data currently leans toward staying in XRP instead of rotating into USDT.
XRP has the cleaner overall setup today, even if one metric is close. For a holder deciding whether to swap, the data currently leans toward staying in XRP instead of rotating into USDT.
XRP
XRP · Payments
Alpha Score
N/A
Lower is better
Risk Wave
13/100
Accumulation zone
Timing edge
Tether
USDT · Other
Alpha Score
N/A
Lower is better
Risk Wave
21/100
Accumulation zone
When this matters
A converter page should answer more than math. The exchange rate tells you how much USDT you get for each XRP, but it does not tell you whether the trade improves your portfolio. That is why Alpha Factory pairs the live rate with Alpha Score and Risk Wave.
Alpha Score helps compare structural quality and risk, while Risk Wave adds timing context. When one coin wins both, the hold decision is usually clearer. When the metrics split, the rate may still matter for tactical reasons, but the longer-term verdict is closer to neutral.
The practical use case is simple: treat the conversion math as the transaction layer, then use the hold verdict as the portfolio layer. That keeps you from making swaps that look efficient on paper but weaken your overall setup.
XRP spot price
$1.43
Alpha Score N/A · Risk Wave 13/100
USDT spot price
$1.00
Alpha Score N/A · Risk Wave 21/100
Current converter rate
1 XRP = 1.43 USDT
Derived from the latest available USD prices
Right now, 1 XRP equals about 1.43 USDT. This converter updates from the latest available USD prices for XRP and Tether, so the exact number can move as the market changes.
That depends on whether you are solving for exchange-rate convenience or for the stronger long-term hold. Alpha Factory frames the decision around both: the live conversion rate plus a portfolio verdict based on Alpha Score and Risk Wave, so you can judge whether swapping XRP into USDT actually improves your setup.
Alpha Score compares structural risk on a 0-100 scale, where lower is better. On this page, the score gap helps answer whether XRP or Tether currently looks cleaner from a portfolio-quality perspective, rather than just showing which one is moving faster this week.
There is no universal winner for every investor, but this page gives a directional hold verdict using Alpha Score and Risk Wave together. If one coin has both a cleaner structural profile and a lower risk reading, it usually has the stronger case for a long-term hold at this moment.
