Live Data & UI Fixes

Fear & Greed data is now always live, plus fixes for BNB earnings display and the DM emoji picker.

A handful of fixes that make the platform more reliable: - Fear & Greed Index now always pulls live data instead of occasionally showing stale numbers from the database - BNB net earnings no longer incorrectly shows -$0 - The emoji picker in Direct Messages now opens correctly - Fixed a loading skeleton that was briefly showing the wrong layout on page transitions These are the kind of things you might not have noticed, but they add up to a smoother experience.