Risk Wave
1080
Danger Zone
Stellar's Risk Wave score is currently 1080/100 — placing it in the Danger Zone.
Stellar is trading well above its long-term trend. Elevated risk — consider taking partial profits or tightening stop-losses.
Risk Wave measures how far XLM's price deviates from its long-term trend. Learn more →
Fear & Greed
9/100
Extreme Fear
Market Cap
$5.42B
Category
Payments
Other Payments coins:
Open network for cross-border payments and asset tokenization.
Investment thesis: Stellar has carved a specific niche in remittances and financial inclusion, with institutional partnerships including MoneyGram and various World Food Programme projects. The network's low cost and fast finality make it technically well-suited for high-frequency, low-value payment corridors. The Stellar Development Foundation actively pursues real-world deployment rather than purely speculative DeFi.
Key risks: Jed McCaleb, co-founder of both Ripple and Stellar, has been a notable seller of XLM over the years. Payment networks face regulatory scrutiny in multiple jurisdictions, especially for cross-border flows. Competes directly with XRP, stablecoin rails (USDC, USDT), and traditional fintech networks for adoption.
By Menno — 13 years in crypto, 3 bear markets survived, zero paid promotions
Last updated: March 2026
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Start Free TrialThis page is for informational purposes only and does not constitute financial advice. Cryptocurrency investments carry significant risk including the potential loss of all invested capital. Prices from CoinGecko. Always do your own research before making investment decisions.